In 2004, a medical malpractice insurance company made a payment on behalf of a physician (MD) in New York for approximately* $995,000. Payment was made in response to a claim of medical malpractice claim involving the death of a female patient between 30 and 40 years old. The nature of the claim is broadly described as: "equipment or product related." The payment report submitted by a medical malpractice payer described the allegations in the claim as "Agent Use or Selection Error."
* The payment amount is approximate because the National Practitioner Data Bank codes payments as a range value. The report's description of $995,000 corresponds to a malpractice payment somewhere between $990,001 and $1,000,000.Year of Payment: 2004
Location: New York
Allegation: Agent Use or Selection Error
Act or Omission: 2002
Payment Range: Between $990,001 and $1,000,000
Nature of Claim: Equipment Or Product Related
Payer: Insurance Company
Type of Care: Inpatient
Reporter: A Medical Malpractice Payer
With respect to any medical malpractice payment, there are three major components of any claim. First, there is the act or omission that gave rise to an injury and whether the provider departed from an accepted standard of practice. Second, there is the nature of the injury itself, which includes several factors like its severity, duration, the impact on the patient’s life, the age and general health of the patient, along with many other elements. Third, there needs to be a causal connection between the negligent act or omission by the provider and the injury itself. Even with a showing of negligence, a medical provider is not legally responsible for an outcome that was not caused by the negligence.
With this in mind, the Data Bank does have some information that can give context to the medical malpractice payments, including the patient’s age, gender, whether it was inpatient or outpatient care, the type of malpractice or medical mistake that was alleged, and the ultimate outcome to the patient.
The information has significant limitations, however, that everyone should keep in mind. For one thing, the information is usually self-reported by the healthcare provider and his or her representatives. When reviewing this information, you should consider whether the patient would have described his or her injury as “minor” or “temporary” or “emotional only.” Further, there are important aspects of any claim valuation that simply cannot work in a database. Flagrant negligence might be coded the same way as what could be described as a smaller error, and one would have no way of knowing from these data. But even with these limitations and even where some required information is missing from any particular report, each of the payment reports in the database have enough to provide some insightful information that can help evaluate medical malpractice claims going forward.
A medical provider's malpractice history can be extremely insightful. A long history of malpractice claims and discipline can certainly affect whether a matter is resolved and for how much. One of the most important goals of the National Practitioner Data Bank is to track providers' disciplinary and malpractice payment history throughout interstate moves or new employment situations.
In addition to this particular malpractice payment, this provider has two other types of reports on record that are worth noting. First, this provider has a total of five malpractice payments in the database. To put this number in perspective, throughout over 200,000 payment records, approximately 55% of them are associated with providers with multiple payments. This provider's total of five malpractice payments is more than 94% of all providers in the database, which is limited to providers with malpractice payment history.
Second, the database reflects that this particular provider had two licensure report(s) on record. These are more unusual among the providers for whom malpractice payments are recorded in the database - only about 15% of the providers with malpractice payments also have at least one licensure report as well.
Age: Between 40 and 50 Years Old in 2002 When Allegations Arose
Education Completed: Between 1980 and 1990